A Comprehensive Analytical and Comparative Study of the Banking Industries in Jordan, Lebanon, Egypt and the UAE – Association of Banks Jordan

Between June and July 2008, Commissioned by the Association of Banks in Jordan (ABJ), Arab Advisors
Group undertook a major comprehensive analytical and comparative study of the Banking
Industries in four key regional markets; Jordan, Lebanon, Egypt and the UAE. The study
covered a vast array of topics including the following: A macroeconomic overview of the
four countries included in the study, performance of the Banking Industry in each of the
four countries in terms of:
• The Banking Industry structure
• Key performance, profitability and financial soundness indicators
• Ratings received by the banks from the leading rating institutions
• Interest rate trends in the Banking Industry
• Key financial products on offer
• Technical and e-readiness of the Banking Industry
• Employee turnover
• Banks’ adherence to local and international regulatory guidelines
• Regulatory framework governing the banking industry
• Banking Industry’ challenging conditions
The study, which was carried out during June and July 2008, also addressed issues
concerning Foreign Banks, Islamic Banks and the main challenges and constraints facing
banks in the four countries under study.